Showing posts with label insurance. Show all posts
Showing posts with label insurance. Show all posts

Friday, January 18, 2008

Mold And Water In Your Two Most Important Rooms

A good meal and a good bath is something that most Americans enjoy thoroughly, but how can you enjoy either one when you’re in a room full of ugly water damage stains on the walls, floors, and ceilings? Many of these rooms often have the brown stains on the ceiling that are typical of water damage and while most people just paint over them, often the stains just keep coming back because the underlying problem has not been fixed yet.

It is probably due to a leaky roof, but what about the steam that comes off of your bath water or off of the stove when you cook dinner? These every day tasks can be just as much of a cause of water damage as a leaking roof can be, if not more so because they happen every day. At least, a bath a day comes recommended, anyway. Installing a steam vent in your bathroom for under $100 and a day’s work could possibly be one of the best investments that you can make to help safeguard the appearance and structural integrity of your kitchen and bathroom.

Make sure that you do not allow your bath tub or your kitchen sink to overflow. Sometimes we turn on the bath water and get stuck talking to a relative or a co-worker on the phone, all the while unaware that the water you wanted in your tub is pouring all over your floor. The same thing can happen when you are cooking in the kitchen or washing dishes. This can land quite a lot of water in your floor before you realize it and can do quite a bit of damage to your floor if you let it happen often.

An overflowing toilet is also a hazard, not only because of the water damage that can occur, but also due to the possible sewage content of the water when you go to flush it. If not cleaned up properly, mold can start to grow around the base of the toilet, especially if you have carpet in your bathroom. Carpet in the bathroom is a no-no.

Also avoid throwing wet dirty clothes into your bathroom floor or closet, especially if you happen to have a carpeted bathroom. You will probably forget that these wet clothes are there and throw dry ones on top of it.

This results in water damage and mold growth more often than not when the closet is not cleaned out. The best thing to do is to wash wet clothes and towels as soon as possible so they are not forgotten about or at the very least stored separately from dry dirty clothes.

The Mold Remediation Equipment You Need

Depending on how much mold needs to be removed from your home, the equipment that you will need in order to finish the job will vary greatly. If you cannot afford to hire a professional and plan on doing the entire job yourself, you probably want to know the best and safest way to complete the job. If you do not take care, you should realize that kind of biological hazard that you are exposing yourself to if you do not purchase the right level of protection equipment. This can include aggravation of your asthma, emphysema, the occurrence of skin rashes, respiratory infections, and eye infections can result, among other health complications. If you are sure you want to take on this job by yourself, consider yourself warned.

Washing mold off of drywall or other porous surfaces with chemicals will work only on a superficial level. It will not kill the mold that has worked its way into the depth of the drywall and contaminated the other side in the wall. Most drywall that becomes contaminated with mold will need to be completely replaced. If the mold growth appears to be light and you catch it new, you might be able to avoid this. Purchase heavy duty trash bags that will hold all the contaminated materials that you remove from the home, but make sure to not touch contaminated items to non-contaminated items, because of the possibility of cross-contamination.

Respirators should be used when doing any kind of mold remediation job. An N-95 respirator is recommended at the very least for light jobs and for more extensive jobs, a full face respirator with a HEPA filter should be purchased. These larger jobs are usually done on older houses that are being renovated and almost completely gutted to remove contamination, but any job that requires removing drywall and throwing it away requires a respirator of some level. A full face mask will cost you around $130. Protective clothing can also be purchased, such as rubber gloves and shoes that will not allow the mold spores to come into contact with your skin.

A vacuum cleaner with a HEPA filter will also help you tremendously when you are cleaning your home after the remediation is done. This will collect all the mold spores and particles from your floor and carpet and deposit them into a receptacle that you can empty when you are done. Be careful emptying this container, though, and do not touch the contents with your bare hands. Do not stir up the contents any more than you have to in order to get them into the trash bag.

Selling Moldy Real Estate

If you are trying to sell a house that is contaminated with mold, you probably have a pretty short list of possible buyers. You also probably do not want to lose any of those possible buyers and you want the transaction to go as smoothly as possible. There are a few tips that you can use when selling a home like this to make sure that you get the most you can possibly get.

You need to allow the buyer to inspect the house for themselves and find out what kind of mold exists on the property. An environmental inspection clause should be included into the sales contract. If you can have the mold removed from the home at your own expense without taking a huge profit loss, you should do so. A buyer will be much more quick to actually purchase the home from you if you are completely honest about the home’s condition. You will also be able to sell the home quicker if the mold inside it is not toxic. If you can prove that it is not via mold testing kits, then the sale will go by quicker.

Again, make no attempts to cover up the mold problem in the house. Do not be nervous about it. If it is beyond your ability to remove the mold, then tell the buyer so. Explain your situation. If they are sympathetic, they may or may not be more willing to purchase from you. If they suspect you are hiding something, however, they will likely walk right out the door.

In the final sales contract, you need to have a clause that releases you and anyone involved in your end of the deal from any legal liability due to the mold. This states that the buyer already knew that the mold existed on the property and that you are no longer responsible for its presence. Include that the home was sold to the buyer in an “as-is” state and that you are not responsible for the property nor is there any warranty on it, implied or otherwise.

List all past major damage that the home has suffered due to water damage or mold so that your buyer has a complete history. Giving this information to your buyer will show them that they can trust you and that you are hiding nothing from them. This should leave you on solid ground once the final contract is signed.

Household Water Damage Prevention Tips

Water damage is something that no homeowner wants to have to deal with, but many times it is just a fact of life. Whether it is a flood, excessive rain, or even something as devastating as a hurricane, sometimes water damage cannot be helped, but what about the water damage that occurs to our homes that are simply accidents? Or something that we have just overlooked for far too long? There are quite a few things that you can to in order to keep water damage from impacting your pocketbook, but for them to have any affect, you have to remain vigilant.

Cleaning out your rain gutters as soon as the leaves stop falling in autumn is a pretty good idea. What your rain gutters do is keep the rain that falls on your roof from simply falling to the base of your home and settling there. Allowing water to settle around the base of your home will eventually cause it to sink into the ground, doing damage not only to the structure of the house, but also to the home’s value, as well. Another way to prevent this kind of slowly occurring damage is to make sure that the soil around the foundation of your home is piled up against the house at an angle so water drains away from the foundation naturally. Keep downspouts clear of leaves and sticks, as well, and make sure that the bottom of the downspout has gully that drains the water coming out of it away from the home.

Making sure the plumbing that leads to your dishwasher or to your clothes washer is of good condition. You should not have to replace these hoses very often, maybe around every 4 to 5 years, but hoses of poor quality can rupture and leave you with a huge mess, especially if you happen to be out of the home at the time it bursts. Clean up any spills as quickly as possible, but if the floor in your kitchen is hardwood, the best thing to do is just soak up whatever water you can with towels. If you have a vacuum used to draw water up, such as a carpet shampooer, you can use this to get some more of the water out. Do not use artificial heat to dry your floor, because this can cause the floor to buckle or cause what is called “cupping”.

Something else that you can do is install a vent in your bathroom and kitchen. This allows the steam that builds up from cooking or bathing to escape the house and not be absorbed by your walls and ceiling.