A good meal and a good bath is something that most Americans enjoy thoroughly, but how can you enjoy either one when you’re in a room full of ugly water damage stains on the walls, floors, and ceilings? Many of these rooms often have the brown stains on the ceiling that are typical of water damage and while most people just paint over them, often the stains just keep coming back because the underlying problem has not been fixed yet.
It is probably due to a leaky roof, but what about the steam that comes off of your bath water or off of the stove when you cook dinner? These every day tasks can be just as much of a cause of water damage as a leaking roof can be, if not more so because they happen every day. At least, a bath a day comes recommended, anyway. Installing a steam vent in your bathroom for under $100 and a day’s work could possibly be one of the best investments that you can make to help safeguard the appearance and structural integrity of your kitchen and bathroom.
Make sure that you do not allow your bath tub or your kitchen sink to overflow. Sometimes we turn on the bath water and get stuck talking to a relative or a co-worker on the phone, all the while unaware that the water you wanted in your tub is pouring all over your floor. The same thing can happen when you are cooking in the kitchen or washing dishes. This can land quite a lot of water in your floor before you realize it and can do quite a bit of damage to your floor if you let it happen often.
An overflowing toilet is also a hazard, not only because of the water damage that can occur, but also due to the possible sewage content of the water when you go to flush it. If not cleaned up properly, mold can start to grow around the base of the toilet, especially if you have carpet in your bathroom. Carpet in the bathroom is a no-no.
Also avoid throwing wet dirty clothes into your bathroom floor or closet, especially if you happen to have a carpeted bathroom. You will probably forget that these wet clothes are there and throw dry ones on top of it.
This results in water damage and mold growth more often than not when the closet is not cleaned out. The best thing to do is to wash wet clothes and towels as soon as possible so they are not forgotten about or at the very least stored separately from dry dirty clothes.
Showing posts with label real estate. Show all posts
Showing posts with label real estate. Show all posts
Friday, January 18, 2008
The Bible Talks About Mold
No matter where we are or what time we have lived in, mold has always been there to make us sick and to affect our property and belongings. Insurance companies are quick to tell you that mold is not that much of a health threat and that it has been around longer than we humans have been, but this is just an argument they use so they do not have to pay your insurance claim. If your insurance claims adjuster comments that mold has been around for thousands of years and that it is not a real health threat, whatever you do, DO NOT agree with him. Dispute it. If you agree to anything he says and even remotely say that you might not have a claim, you will not have a claim and you will receive no benefits. Be steadfast when filing your claim and if necessary, you can even cite the Holy Bible to show that mold has always been a health threat to human beings and their animals.
Leviticus chapter 14:39-47 states that mold living in a building was not to be tolerated. It blatantly calls the building “diseased” or “plagued”, depending on which version of the scripture that you read. Rabbis were sent into the homes to inspect them and if they were found to be infected, the stones in the house that had mold on them were removed and taken to a landfill of sorts far away from the village. The house was sealed up for 7 days and after that, the rabbi came back to see if the mold infection returned. If it did, all the building materials for the house were torn down and thrown into the same landfill the first stones were and it was rebuilt. Any clothing that had been contaminated with mold was shown to the rabbi and if it was found to be infected, it also was taken to that landfill.
Insurance companies can dispute the ill health effects of mold on the human and animal body as much as they want to, but the proof is there. The Bible states that mold was considered a problem and a cause of disease in ancient times and we should consider it no less today. If your landlord, insurance claims adjuster, or anyone else you are trying to make a claim with insists that mold poses no real threat to you or your family, disagree with them and get the money for the repairs or relocation that you deserve.
Leviticus chapter 14:39-47 states that mold living in a building was not to be tolerated. It blatantly calls the building “diseased” or “plagued”, depending on which version of the scripture that you read. Rabbis were sent into the homes to inspect them and if they were found to be infected, the stones in the house that had mold on them were removed and taken to a landfill of sorts far away from the village. The house was sealed up for 7 days and after that, the rabbi came back to see if the mold infection returned. If it did, all the building materials for the house were torn down and thrown into the same landfill the first stones were and it was rebuilt. Any clothing that had been contaminated with mold was shown to the rabbi and if it was found to be infected, it also was taken to that landfill.
Insurance companies can dispute the ill health effects of mold on the human and animal body as much as they want to, but the proof is there. The Bible states that mold was considered a problem and a cause of disease in ancient times and we should consider it no less today. If your landlord, insurance claims adjuster, or anyone else you are trying to make a claim with insists that mold poses no real threat to you or your family, disagree with them and get the money for the repairs or relocation that you deserve.
The Bible Talks About Mold
No matter where we are or what time we have lived in, mold has always been there to make us sick and to affect our property and belongings. Insurance companies are quick to tell you that mold is not that much of a health threat and that it has been around longer than we humans have been, but this is just an argument they use so they do not have to pay your insurance claim. If your insurance claims adjuster comments that mold has been around for thousands of years and that it is not a real health threat, whatever you do, DO NOT agree with him. Dispute it. If you agree to anything he says and even remotely say that you might not have a claim, you will not have a claim and you will receive no benefits. Be steadfast when filing your claim and if necessary, you can even cite the Holy Bible to show that mold has always been a health threat to human beings and their animals.
Leviticus chapter 14:39-47 states that mold living in a building was not to be tolerated. It blatantly calls the building “diseased” or “plagued”, depending on which version of the scripture that you read. Rabbis were sent into the homes to inspect them and if they were found to be infected, the stones in the house that had mold on them were removed and taken to a landfill of sorts far away from the village. The house was sealed up for 7 days and after that, the rabbi came back to see if the mold infection returned. If it did, all the building materials for the house were torn down and thrown into the same landfill the first stones were and it was rebuilt. Any clothing that had been contaminated with mold was shown to the rabbi and if it was found to be infected, it also was taken to that landfill.
Insurance companies can dispute the ill health effects of mold on the human and animal body as much as they want to, but the proof is there. The Bible states that mold was considered a problem and a cause of disease in ancient times and we should consider it no less today. If your landlord, insurance claims adjuster, or anyone else you are trying to make a claim with insists that mold poses no real threat to you or your family, disagree with them and get the money for the repairs or relocation that you deserve.
Leviticus chapter 14:39-47 states that mold living in a building was not to be tolerated. It blatantly calls the building “diseased” or “plagued”, depending on which version of the scripture that you read. Rabbis were sent into the homes to inspect them and if they were found to be infected, the stones in the house that had mold on them were removed and taken to a landfill of sorts far away from the village. The house was sealed up for 7 days and after that, the rabbi came back to see if the mold infection returned. If it did, all the building materials for the house were torn down and thrown into the same landfill the first stones were and it was rebuilt. Any clothing that had been contaminated with mold was shown to the rabbi and if it was found to be infected, it also was taken to that landfill.
Insurance companies can dispute the ill health effects of mold on the human and animal body as much as they want to, but the proof is there. The Bible states that mold was considered a problem and a cause of disease in ancient times and we should consider it no less today. If your landlord, insurance claims adjuster, or anyone else you are trying to make a claim with insists that mold poses no real threat to you or your family, disagree with them and get the money for the repairs or relocation that you deserve.
Tell Your Insurance Adjuster About Mold in History
Getting your insurance company or your landlord to repair the mold damage to your home or apartment is almost the equivalent of trying to pull teeth without going to the dentist and receiving no anesthetic. Most insurance policies do not cover mold damage to your home unless it is due to something that your insurance policy DOES cover, such as water damage (except when said damage was due to a flood). If you have a landlord and the property that you live on is infested with mold, getting the landlord’s attention and getting him to remedy the problem is sometimes a big problem by itself, even though the property does not belong to you.
Some landlords and insurance claims adjusters will tell you that mold is not as big of a problem as some media stations and remediation companies are making it out to be, but the fact is that the proof is there. All you have to do is research for yourself and the Centers for Disease Control and even the Holy Bible itself says that mold is a serious health threat. You do not have to look very far into the Bible to see its account of what mold infested homes used to go through.
Leviticus 14:37-49 says if you suspected that your home was infested with mold you were to do what anyone else who lived during that time would do for almost any problem occurring in their lives: you would visit the rabbi. The rabbi would come to your house, inspect it, and deem it either diseased or clean. If it was deemed to be diseased or “plagued”, everything was removed from the household. These items were taken far away from town to what the Bible calls an “unclean place”. The house was closed for seven days and the rabbi returned at the end of that period to see if the infection remained. If it did, the house was torn down, the building materials taken to that unclean place, and the home re-built. Clothing deemed contaminated by the rabbi was also thrown away.
So, no matter what any landlord or insurance claims adjuster might tell you, mold is a dangerous threat to yourself and has been a problem since ancient times. Do not agree with them when they tell you that the mold is not a health threat or that the contamination is somehow your fault. Remain consistent in your effort to file your claim or to get your landlord to fix the problem.
Some landlords and insurance claims adjusters will tell you that mold is not as big of a problem as some media stations and remediation companies are making it out to be, but the fact is that the proof is there. All you have to do is research for yourself and the Centers for Disease Control and even the Holy Bible itself says that mold is a serious health threat. You do not have to look very far into the Bible to see its account of what mold infested homes used to go through.
Leviticus 14:37-49 says if you suspected that your home was infested with mold you were to do what anyone else who lived during that time would do for almost any problem occurring in their lives: you would visit the rabbi. The rabbi would come to your house, inspect it, and deem it either diseased or clean. If it was deemed to be diseased or “plagued”, everything was removed from the household. These items were taken far away from town to what the Bible calls an “unclean place”. The house was closed for seven days and the rabbi returned at the end of that period to see if the infection remained. If it did, the house was torn down, the building materials taken to that unclean place, and the home re-built. Clothing deemed contaminated by the rabbi was also thrown away.
So, no matter what any landlord or insurance claims adjuster might tell you, mold is a dangerous threat to yourself and has been a problem since ancient times. Do not agree with them when they tell you that the mold is not a health threat or that the contamination is somehow your fault. Remain consistent in your effort to file your claim or to get your landlord to fix the problem.
Selling Moldy Real Estate
If you are trying to sell a house that is contaminated with mold, you probably have a pretty short list of possible buyers. You also probably do not want to lose any of those possible buyers and you want the transaction to go as smoothly as possible. There are a few tips that you can use when selling a home like this to make sure that you get the most you can possibly get.
You need to allow the buyer to inspect the house for themselves and find out what kind of mold exists on the property. An environmental inspection clause should be included into the sales contract. If you can have the mold removed from the home at your own expense without taking a huge profit loss, you should do so. A buyer will be much more quick to actually purchase the home from you if you are completely honest about the home’s condition. You will also be able to sell the home quicker if the mold inside it is not toxic. If you can prove that it is not via mold testing kits, then the sale will go by quicker.
Again, make no attempts to cover up the mold problem in the house. Do not be nervous about it. If it is beyond your ability to remove the mold, then tell the buyer so. Explain your situation. If they are sympathetic, they may or may not be more willing to purchase from you. If they suspect you are hiding something, however, they will likely walk right out the door.
In the final sales contract, you need to have a clause that releases you and anyone involved in your end of the deal from any legal liability due to the mold. This states that the buyer already knew that the mold existed on the property and that you are no longer responsible for its presence. Include that the home was sold to the buyer in an “as-is” state and that you are not responsible for the property nor is there any warranty on it, implied or otherwise.
List all past major damage that the home has suffered due to water damage or mold so that your buyer has a complete history. Giving this information to your buyer will show them that they can trust you and that you are hiding nothing from them. This should leave you on solid ground once the final contract is signed.
You need to allow the buyer to inspect the house for themselves and find out what kind of mold exists on the property. An environmental inspection clause should be included into the sales contract. If you can have the mold removed from the home at your own expense without taking a huge profit loss, you should do so. A buyer will be much more quick to actually purchase the home from you if you are completely honest about the home’s condition. You will also be able to sell the home quicker if the mold inside it is not toxic. If you can prove that it is not via mold testing kits, then the sale will go by quicker.
Again, make no attempts to cover up the mold problem in the house. Do not be nervous about it. If it is beyond your ability to remove the mold, then tell the buyer so. Explain your situation. If they are sympathetic, they may or may not be more willing to purchase from you. If they suspect you are hiding something, however, they will likely walk right out the door.
In the final sales contract, you need to have a clause that releases you and anyone involved in your end of the deal from any legal liability due to the mold. This states that the buyer already knew that the mold existed on the property and that you are no longer responsible for its presence. Include that the home was sold to the buyer in an “as-is” state and that you are not responsible for the property nor is there any warranty on it, implied or otherwise.
List all past major damage that the home has suffered due to water damage or mold so that your buyer has a complete history. Giving this information to your buyer will show them that they can trust you and that you are hiding nothing from them. This should leave you on solid ground once the final contract is signed.
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